Improve your score doing it the Right way.
Get rid of bad infornation, improving your credit score after a consultation with our Credit Specialist. After the credit repair process, the credit score or FICO score increase and you obtain more benefits.
Ask for a free initial confidential orientation at our offices or call for a telephone consultation with one of our Credit Specialists. We offer credit repair services mainly in Broward County, West Palm Beach County and Miami-Dade County in Florida.
Our services provide you with the necessary information to exercise your rights and to obtain a credit report free of errors.
Almost every day, you're involved in some type of financial transaction requiring an educated decision. Whether we know it or not, those decisions could have a direct effect in our credit score. Even more surprising is that most of us believe that just making payments on time guarantees us a high credit rating or FICO score.
Unfortunately, this is not the case as mistakes happen which requires you to seek assistance with credit report repair. Did you know that a high percentage of information in the credit reports contain errors?
Good news, in Florida, laws exists to protect you as a customer: The federal Fair Credit Reporting Act (FCRA), The Equal Credit Opportunity Act (ECOA), The Fair Debt Collection Practices Act (FDCPA).
This site has information for you about credit scores, FICO scores, bankruptcies, foreclosures, charge-offs, collections, repossessions, judgments and credit repair in Broward County, FL.
A free initial detailed consultation with one of our Credit Specialists at Right Credit will provide you with important information.
Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, even if you have filed for bankruptcy.
Credit reporting bureaus (Trans Union, Equifax & Experian) obtain all your information and in turn sell that information in your report to creditors, insurers, employers and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home. The FCRA promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies.
Unfortunately, even when the FCRA protects you as a consumer, it is up to you to discover and inquire about errors in your credit report. Most of the times you will not even know about those errors until it is too late and you have been denied credit, turned down for a mortgage, a job, or walked away embarrassed from an unpleasant surprise. It is even more unpleasant when after all it is not your fault, but someone’s mistake that worked against you and you are paying the price. Currently, a very low credit score will make it dificult for you to obtain new credit accounts, including mortgages, auto loans, home equity loans, and credit cards. Be prepared to pay high fees and interest rates and/or to make a large deposit or down payment. Also, you may have to manage with small credit limits and loan amounts.
|Know What Creditors Look for on Credit Reports
Understanding what type of information most creditors evaluate is important. Your credit report is a key part of your credit score, but it is not the only factor. You get points for other things like:
Contact us for further information and guidance on how to improve your credit fast!